American Payday Loans

New and Applied Automobile Financing. Car Loan Features

New and Applied Automobile Financing. Car Loan Features

At America’s Credit Union, automotive loans are our specialty. That’s why we’ll try everything we could to simply help put you in the next car. Our great low prices start as little as 2.49% APR, and we’ll use one to assist discover the lending solution that is best to meet your requirements.

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  • Low-interest prices and versatile terms.
  • No pre-payment penalties.
  • As much as 3 months without any re re payments. *
  • As much as 100per cent financing. *
  • Automated re payment choices.

ACU loan officers are often willing to satisfy you find terms for a payment you can afford with you about your auto loan and help. Drop by any ACU office, or here apply online on our web site. Our loan that is online application the car loan experience much more convenient for you personally. Whether you go to with us in person or apply online, you can easily get pre-approved just before store. By doing this, you’ll know exactly exactly how car that is much are able whenever you set off towards the dealers.

Automobile Loan Refinancing. Protect Your Auto Loan with GAP and MRC

When your vehicle that is current loan financed with another loan provider, speak with us about refinancing it at ACU. We’ll search for approaches to give you an improved rate of interest, reduce your payment per month and help you save some funds!

Along side brand new and utilized automobile financing, and all sorts of the fantastic features that are included with them, ACU provides two loan security items. In case your automobile is taken or totaled in any sort of accident or any other incident, GAP (fully guaranteed Auto Protection) tends to make up any distinction between your balance on the loan plus the value of the vehicle. MRC (Mechanical fix Coverage) provides protection for unforeseen repairs during the exact same degree provided by numerous dealers, nevertheless frequently better value. Ask a Loan Officer about GAP and MRC to learn more.

Auto Loan Rates

As much as a couple of years

Period Of Term Annual Percentage Speed (APR)
As low as 2.49percent
25 to 3 years Only 2.49percent
37 to 60 months As little as 3.29percent
61 to 72 months As little as 3.69percent
73 to 84 months As little as 4.49%
Effective February 1, 2020

As much as two years